On gaining pension freedom

British pension savers have been granted the freedom to spend their pension pots how they choose. Amid the hype, does what’s happening tell us anything useful?

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Four markets, one issue: income from retirement savings

It’s striking that how to decumulate – how to organise savings for income in retirement – is a hot topic right now in many countries. Why aren’t solutions ready?

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What hope for annuities in New Zealand?

Every developed country is facing up to how people should manage their money in retirement.  New Zealand is no exception, but is unusual in having no annuity market. If annuities came to New Zealand, would the problem be solved?

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