On gaining pension freedom

British pension savers have been granted the freedom to spend their pension pots how they choose. Amid the hype, does what’s happening tell us anything useful?

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Four markets, one issue: income from retirement savings

It’s striking that how to decumulate – how to organise savings for income in retirement – is a hot topic right now in many countries. Why aren’t solutions ready?

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Is KiwiSaver a success?

KiwiSaver was the first national auto-enrolment retirement savings product in the world, launched in 2007.  Since then, it has been admired and critically appraised at home and away.   Continue reading