On gaining pension freedom

British pension savers have been granted the freedom to spend their pension pots how they choose. Amid the hype, does what’s happening tell us anything useful?

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Still living longer?

Not so long ago it was a surprise that people were living so long.  Now we constantly hear “we are all living longer”. But recent mortality data in the UK surprised in the opposite direction: more people have died than expected.  It’s complicated, but it looks like a slowing down rather than a reversing of the trend towards longer lives. We are still likely to keep living longer. Policy makers and anyone planning retirement need to keep anticipating longevity improvements.

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Four markets, one issue: income from retirement savings

It’s striking that how to decumulate – how to organise savings for income in retirement – is a hot topic right now in many countries. Why aren’t solutions ready?

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