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Retirement planning

Solving the decumulation advice puzzle

Posted on 20 March, 201624 March, 2016 by Alison O'Connell

The UK Budget highlights the need to solve the advice puzzle for people decumulating their savings, with some welcome ideas of international relevance. Continue reading →

Posted in Longevity, Pensions, Retirement Tagged Decumulation, KiwiSaver, New Zealand, Retirement planning

Why do we underestimate how long we might live?

Posted on 10 March, 201617 March, 2016 by Alison O'Connell

People tend to underestimate how long they are going to live. Why is this? One contributing factor is that the life expectancy “facts” we usually see or hear are themselves underestimates.

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Posted in Longevity Tagged Life expectancy, Lifespans, Longevity risk, New Zealand, Policy for ageing society, Retirement planning, UK

On gaining pension freedom

Posted on 20 February, 201620 March, 2016 by Alison O'Connell

British pension savers have been granted the freedom to spend their pension pots how they choose. Amid the hype, does what’s happening tell us anything useful?

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Posted in Pensions, Retirement Tagged Actuarial, Annuities, Draw down, pension, Private pensions, Retirement income, Retirement planning, UK

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